Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder was clear and concise at all times. Distance is no object here as your journey is supported by informative documentation by email and first class post. He was always available at the end of the phone to answer any questions in a very pleasing way. In summary, our journey was fast and efficient. Would definitely recommend Richard to those seeking surety. Thank you for looking after us."
Dominic Baines
Did you know you can access tax-free cash from your home without having to sell or move? That’s exactly what equity release, also known as a lifetime mortgage, allows you to do. It’s designed for homeowners over 55, giving you the option to borrow against your home’s value or sell a portion of it in exchange for a lump sum or regular payments. Some plans even let you withdraw extra funds later if needed. If you still have a mortgage, you’ll need to pay it off using the money you release.
Yes, completely. Equity release is regulated by the Financial Conduct Authority (FCA), ensuring your rights and interests are fully protected. As proud members of the Equity Release Council, we follow strict guidelines to guarantee your security.
With a lifetime mortgage, you’ll never owe more than the value of your home when it’s sold – as long as it’s sold at a fair market price. This means your estate will never be burdened with additional debt, giving you peace of mind and financial security.
The funds you release are yours to spend however you like. You might choose to improve your home, buy a new car, pay off debts, or enjoy greater peace of mind knowing your retirement is more secure. The possibilities are entirely up to you.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings At Equity Release and Mortgage Partnership West Midlands, we’re here to make the process simple, stress-free, and completely transparent. With years of experience, we’ve helped countless homeowners unlock the value in their property with expert advice.
We work with a wide range of UK lenders, ensuring you have access to the very best equity release plans available. Our team takes the time to understand your needs, answer any questions, and provide clear, honest guidance every step of the way.
We know this is an important financial decision, so we take a no-pressure, friendly approach. Whether you’re just exploring your options or ready to take the next step, we’re here to help you make an informed choice with confidence.
We search the market to find the best plan for you.
We handle all the paperwork, so you don’t have to.
With a strong reputation for honest advice, you’re in safe hands.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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